Disability Insurance Bad Faith

When Insurance Companies Act In Bad Faith

Insurance companies thrive on denying claims and will use every excuse possible to deny you benefits. When they refuse to adhere to the terms of your insurance policy or otherwise fail to consider your claim reasonably, they may be acting in bad faith. At Scout Law Group, we have a long track record of success in countering the bad faith practices of insurance companies and winning long-term disability benefits for our professional clients.

Call us today at 855-345-6777 to speak with an experienced Arizona long-term disability insurance attorney. This can be the first step in putting the pieces of your life back together.

Disability Insurance And Bad Faith

At Scout Law Group, we represent individuals in the medical profession, lawyers, accountants, dentists, and specialists, as well as other high-level professionals from the bad faith practices of long-term disability insurance providers.

Your insurance policy is a written contract between you and your insurance company, and it outlines the terms that both parties must live by. You have paid your expensive monthly insurance premiums and lived up to your end of the deal, and now your insurance provider must live up to its end of the deal by paying your disability benefits.

Here are just a few examples of what may constitute bad-faith insurance practices:

• Making an unfounded refusal to pay insurance policy benefits
• Causing an unwarranted delay in paying benefits
• Using deceptive practices against the insured
• Denying a claim without conducting a proper investigation
• Using an unfair advantage to pressure the policyholder into settling a claim

Our Experience

Our attorneys have extensive experience handling long-term disability insurance claims. We are adept at identifying bad-faith insurance practices and countering them on behalf of our clients.  The team at Scout Law Group will carefully examine the terms of your policy to determine if and to what extent your disability insurance company is not living up to its obligations or is otherwise violating laws governing insurance practices.

When Country Life wrongfully terminated a disability claim and refused to reinstate benefits to one of its insured – even while knowing they had suffered a brain injury, were suicidal, and had been committed to a mental institution – we knew we had to step in. We helped our client secure an award of more than $1.4 million for emotional and physical distress and $5 million in punitive damages – the third largest settlement of 2017 in Arizona.

Whether your benefits have been denied or you are still preparing your initial claim, we can help you get the disability benefits you bargained for when times were better. We represent clients in the Phoenix metropolitan area, across Arizona, and throughout the United States.